AIMS: Money vocabulary • Using pronoun referencing • introducing, linking and contrasting opinions • Writing about opinions for a Task 2 essay

1. Decide if the words in the box below are nouns, verbs or adjectives. Write N, V or A next to each word. (One word can have two labels.) Then match the words to the definitions.

1. Money that the government takes from you

2. Money that you keep for the future

3. Money you receive from your employer

4. The noun for being poor

5. An adjective to describe rich people

6. Money you receive from work, rent or investments

7. Things that you own

2. Complete Fariba's speech bubble with words from Exercise 1.

In my country people do not pay much money to the government in (1) . In general most people earn a good (2) from their jobs and we make sure we (3) enough money for the future. Some people are (4) and live in large houses and own expensive cars. These people (5) a lot of money on possessions. Some of their (6) comes from renting flats to other people and from business investments.

3. Pronouns are used to refer to nouns that have already been mentioned. Using pronouns helps you avoid repetition, connects your sentences together and makes your writing more fluent.

Money is necessary to live. It pays for accommodation, food and clothing. (It = money)

4. Complete the sentences below using one of the pronouns from the box. You will need to use some pronouns more than once.

1. People who enjoy their work are often happy means they often work harder and are better employees.

2. Happiness comes in many different forms. For some people comes from work. For others comes from enjoying life.

3. The main reason people want to earn money is to improve their life. For example, might want to have more possessions.

4. Good weather can have an effect on people's happiness makes them feel more positive and less stressed.

5. Children often make a couple happier help adults focus on the most important things in life.

6. People who inherit a lot from their parents can become wealthy overnight makes their lives much easier because no longer have to worry about their future income.

Now underline the noun or idea that each pronoun refers to.

5. Sometimes we use this / these + noun to refer to an idea / different ideas.

People who have a negative attitude to life can be very unhappy. This problem can affect everyone. Taxes have increased, salaries have been cut and food prices have risen. These factors have led to a drop in living standards across the region.

Complete the sentences with this or these and a suitable noun (singular or plural) from the box.

1. When governments raise or lower taxes, the income of citizens can increase or decrease have an effect on the wealth or poverty of a whole nation for many years.

2. Talking about money problems can help people understand how to manage them better in the future is often used by counsellors.

3. Giving advice or gifts and lending money to friends are common in all cultures help to increase the bonds between people.

4. It is difficult to know how much money to save for the future is common for many families with children.

Now underline the verbs after the added nouns. Are they singular or plural? Write S or P next to sentences 1-4 above.