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Someone told to me a few months ago that getting a mortgage would be easy. How
wrong they were! When I first went into the bank, I asked if them how much I could
borrow.They refused that to answer even such a simple question, saying that I had to
actually find a house before they could tell me whether they would have lend me the
money or not. I thought this was ridiculous and so told it a white lie, saying that
I had been already found a house.They finally said they would lend me the money, so
that was great.Then the problems started.A few weeks later a friend told me that about
a wonderful flat that was for sale. He suggested to our buying it together because it was
so large and I agreed.When I went back to the bank and said so I was planning to
buy a flat with a friend, the bank manager denied doing that he had ever said the bank
would give me a mortgage and claimed that he has had looked at my finances and knew
I wasn't earning enough to borrow money. I begged with him to have another look at my
records as I knew he was wrong. Finally, he agreed me to reconsider my case and
eventually sent me a letter which stated that the bank would was quite happy to give me
a mortgage. By then, though, it was said too late as someone else had bought the flat!
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