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Europe is heading for a financial crisis, or so some analysts believe. Although we are spending more money (1) luxury items and recreation than ever before, it is often money we have borrowed (2) a bank. Banks are willing to lend more and more money (3) us because they profit (4) it by charging us interest. We are spending money that doesn’t really belong (5) us, and few of us save much (6) our old age.
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