1. exchange rate (n)
/ɪksˈtʃeɪndʒ ˌreɪt/
tỷ giá
the rate at which the money of one country can be changed for the money of another country
2. central bank (n)
/ˌsen.trəl ˈbæŋk/
ngân hàng trung ương
the official bank of a country, which is responsible for setting interest rates, controlling the money supply, producing bank notes and keeping the country’s supply of foreign currency and gold, etc.
3. clearing bank (n)
/ˈklɪr.ɪŋ ˌbæŋk/
ngân hàng thương nghiệp
one of the high street banks that issues and accepts cheques and passes them through the banking system
4. collateral (n)
/kəˈlæt̬.ɚ.əl/
tài sản thế chấp
assets promised by a borrower to a lender if the borrower cannot repay a loan
5. investment bank (n)
/ɪnˈvest.mənt ˌbæŋk/
ngân hàng đầu tư
a bank that buys stocks and shares and then sells them to members of the public, and offers financial advice to businesses
6. monetary policy (n)
/mɑːnɪteri pɒlɪsi /
chính sách tiền tệ
the way a central bank controls the amount of money in the economy at a particular time, for example by changing interest rates
7. interest (n)
/ˈɪn.trɪst/
lợi tức, tiền lãi
an amount paid by a borrower to a lender, for example by a bank to someone who saves money with them
8. speculate (v)
/ˈspek.jə.leɪt/
đầu cơ, tích trữ
to buy goods, shares, property, etc. in the hope that their value will increase so that they can be sold for a profit
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